Georgia's Statewide C-PACE Program

Financing Georgia's
Climate Future,
One Property at a Time

Peach State C-PACE connects commercial property owners with long-term, fixed-rate financing for energy efficiency, electrification, renewable energy, and water conservation improvements — repaid through a voluntary property tax assessment.

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Program Administrator
Invest Atlanta — City of Atlanta's Economic Development Authority
2
Fully Active Programs
4
Jurisdictions with Legislation
25+
Year Assessment Terms
100%
Private Capital Financed

Administered under Georgia's C-PACE enabling statutes

A Smarter Way to Finance Climate Improvements


Commercial Property Assessed Clean Energy (C-PACE) is a financing mechanism that allows commercial, industrial, and multifamily property owners to fund qualifying improvements through a voluntary assessment on their property — repaid over time alongside property taxes.

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100% Private Capital

All financing comes from private lenders. No public funds are at risk — local governments simply enable and administer the program.

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Assessment-Based Repayment

Repayment is structured as a special assessment on the property, providing lenders with a senior security interest that travels with the land.

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Climate-Forward Projects

Eligible improvements span energy efficiency, renewable energy, building electrification, water conservation, and resilience upgrades.

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Statewide Program, Local Authority

Peach State C-PACE operates under county-level enabling legislation. Each participating jurisdiction adopts its own C-PACE program through Invest Atlanta as administrator.

Program at a Glance

Up to
25yrs
Assessment terms aligned with the useful life of improvements — far longer than conventional commercial loans.
Up to
100%
Financing of eligible project costs, including soft costs, with no equity contribution required from the property owner.
Fixed
Rate
Long-term, fixed-rate financing provides certainty and predictable cash flows for property owners and their tenants.
Senior
Lien
The C-PACE assessment holds a priority position, providing lenders with strong collateral. Mortgage lender consent is required.

How Peach State C-PACE Works

1

County Enables the Program

A county or municipality passes C-PACE enabling legislation and partners with Invest Atlanta as the program administrator.

2

Owner Identifies Improvements

A commercial property owner identifies qualifying energy, water, or resilience improvements and commissions an energy audit or feasibility study.

3

Lender Provides Financing

An approved C-PACE lender underwrites and funds the project. Mortgage lender consent is obtained if there is an existing mortgage.

4

Assessment is Recorded

Invest Atlanta records a C-PACE assessment against the property. The assessment appears on the property tax bill as a special line item.

5

Repayment Over Time

The property owner repays the lender via annual tax assessments over the agreed term. If the property sells, the assessment transfers to the new owner.

What Can C-PACE Finance?

Peach State C-PACE supports a broad range of qualifying improvements for commercial, industrial, nonprofit, and multifamily properties.

Energy Efficiency

HVAC systems, building envelope upgrades, LED lighting retrofits, building automation systems, cool roofs, and insulation that reduce a property's energy consumption.

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Renewable Energy

Rooftop and ground-mounted solar photovoltaic systems, solar thermal, and other on-site renewable generation that reduce reliance on grid electricity.

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Building Electrification

Conversion from fossil fuel systems to electric alternatives, including heat pumps, electric water heaters, induction cooking, and electric boilers.

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Water Conservation

Low-flow fixtures, greywater recycling, rainwater harvesting, smart irrigation systems, and other improvements that reduce potable water consumption.

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Resilience & Storm Hardening

Flood mitigation, hurricane-resistant windows and doors, backup power systems, stormwater management, and green infrastructure improvements.

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EV Charging Infrastructure

Electric vehicle charging stations and supporting electrical infrastructure for commercial and multifamily properties, enabling tenant and visitor electrification.

Georgia C-PACE Program Map

C-PACE financing is available in jurisdictions that have enacted enabling legislation. Additional counties are actively exploring participation.

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Legend

Fully Active Enabling legislation passed and program operational
Legislation Passed Enabling ordinance adopted; program setup in progress
Not Yet Opted In Contact Invest Atlanta to learn how your county can participate

Participating Jurisdictions

City of Atlanta Fully Active — within Fulton County
Douglas County Fully Active
Putnam County Legislation Passed
Henry County Legislation Passed

Built for Lenders and
Local Governments

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For Private Lenders

Peach State C-PACE offers institutional and community lenders a compelling, lower-risk asset class backed by a property tax assessment — one of the most secure forms of collateral available.

  • Senior lien position provides strong collateral security
  • Assessment survives foreclosure and bankruptcy proceedings
  • Long-term, fixed-rate structure matches institutional investment horizons
  • Growing pipeline of climate-forward commercial projects in Georgia
  • Standardized program documents reduce transaction costs
  • Invest Atlanta provides program administration and assessment recording
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For Counties & Municipalities

Opting into Peach State C-PACE is a low-cost, high-impact economic development tool that attracts private investment, supports local businesses, and advances community sustainability goals.

  • No public funds at risk — all financing is private capital
  • Invest Atlanta handles program administration at no cost to the county
  • Stimulates commercial investment and construction activity
  • Supports local climate action plans and clean energy goals
  • Assessment collected by existing county tax infrastructure
  • Simple opt-in process via enabling ordinance and program agreement

Express Your
Interest


Whether you are a private lender looking to deploy capital into Georgia's C-PACE market, a county official interested in opting your jurisdiction into the program, or a developer exploring project eligibility — we want to hear from you.

Our team at Invest Atlanta will follow up within three business days.

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133 Peachtree St NE, Suite 2900, Atlanta, GA 30303
I am a…

Thank You!

Your interest has been received. A member of the Invest Atlanta team will be in touch within three business days.